Ann Camarillo EVP, U.S. Market Development, MasterCard Worldwide
As executive vice president of U.S. Market Development at MasterCard
Worldwide, Ann Camarillo is responsible for ensuring that the products and
services MasterCard creates for its card issuers are well differentiated
in the marketplace and that the particular business goals of each issuing
financial institution are well understood. In the same capacity she also
manages sales relationships with other business partners, such as
cobranders.
Deborah S. Thoren-Peden Partner, Pillsbury Winthrop Shaw Pittman LLP
Ms. Thoren-Peden is the co-leader of
the firm's Consumer & Retail industry team. Her practice focuses on
banking, electronic commerce, privacy, anti-money laundering and the
Office of Foreign Assets Control regulations. She represents and advises
bank and non-bank financial institutions (both domestic and
international), money transmitters, high-technology, Internet,
telecommunications, insurance and a variety of other types of companies.
Her primary area of practice also includes the Bank Secrecy Act,
investment products, electronic funds transfers, gift and prepaid cards,
escheat of unclaimed property, web site terms and conditions, privacy
programs and policies, co-branding and licensing agreements, advertising,
bank operations, bank deposit products and services, Fair Credit Reporting
Act, fair lending, interstate banking, risk management, compliance and
contract review.
John Philip Coghlan President and CEO of Visa USA
John Philip Coghlan is president and
chief executive officer of Visa USA. In this role, he is responsible for
setting the strategic priorities that will enable Visa USA to extend its
industry leadership. Coghlan also oversees and guides a senior management
team responsible for executing Visa's day-to-day operations with a focus
on delivering increased value to all stakeholders in the electronic
payments chain, including Visa's Members, their cardholders, and
merchants.
Michael Brackney Director, Client Services Program Development, American Red Cross
Michael creates the strategy and
leads the development and implementation of new programs for serving
people affected by a disaster, from concept to business practice adoption.
The Red Cross responds to 70,000 disasters a year, from single-family
house fires to the millions affected by Hurricanes Katrina/Rita, and
programs developed by his team must adapt to each type. These programs
include the most comprehensive changes to Red Cross disaster relief in
decades, the Client Assistance Card, (which provides emergency funds for
clothing, food, and personal items), the Client Assistance System (which
documents and tracks individual cases), and the National Shelter System.
Eric Michel Yunis
Senior
Consultant to major International Telecommunication Operators.
Eric Michel Yunis, GM of
Strategic Horizon, an international Consultancy company. he was responsible for
developing, implementing and managing many Products / Services
internationally in Prepaid, Telecommunication, IT, networking and
internet, including PrePaid Multi Function Services Cards, Franchise
Chain, Show rooms and Kiosks.
Casey Hoffman Executive First Assistant Attorney General for Families and Children
Office of the Attorney General
Casey Hoffman spearheads a
multi-faceted effort by the Attorney General Greg Abbott to benefit the
families and children of Texas. As Deputy Attorney General for Families
and Children, Hoffman oversees the Child Support Division, which is the
federally mandated child support enforcement agency of Texas. In 2005, the
Child Support Division collected a record $1.8 billion in child support,
benefiting more than 600,000 families in Texas. The Division was recently
recognized by the federal Office of Child Support Enforcement for leading
the nation with the greatest percentage increase in distributed
collections.
Tommy Thompson U.S. Secretary of Health and Human Services (2001-2005) and
Independent Chairman, Deloitte Center for Health Solutions
An outspoken advocate for American
health, Tommy Thompson's no-nonsense leadership style led to major reforms
in America’s health care system and placed a spotlight on the global
health community
Paul Adreani VP of Operations for Shell Vacations Club, L.P.
Paul Adreani has been with Shell
Vacations since May, 1999 and is currently the Vice President of
Operations for Shell Vacations Club, L.P. In maintaining overall financial
responsibility for the Club, he oversees Member Services, Travel,
Inventory and Yield Management, Partner Programs, SV Trade, and Point
Valuations while working closely with the Shell Vacations Hospitality and
Information Technology areas.
Anil Aggarwal CEO, Prepaid Media and Founder and Chairman of the Board, Network
Branded Prepaid Card Association (NBPCA)
From 2004 to 2006, Mr. Aggarwal was
Chief Executive Officer and a director of TSYS Prepaid, a wholly-owned
subsidiary of Total System Services (TSYS) (NYSE: TSS). Previously, Mr.
Aggarwal co-founded Clarity Payment Solutions, a leading venture
capital-backed prepaid card processor, for which he served as Chairman and
Chief Executive Officer from inception in 1999 until 2004.
Dr. Don Barbacovi VP Sales and Business Development, eCommLink, Inc.
Dr. Barbacovi has nearly 10 years’
experience in the stored value card (SVC) business. Prior to joining
eCommLink he consulted with a number of SVC marketers regarding product
development and direct sales. In 2005 Barbacovi sold his interest in
CashDISC.com, a company specializing in the development and marketing of
stored value cards, and relinquished his position as president.
Kim Anderson EVP & GM, IDT Financial Services
Kim Anderson is currently EVP and
General Manager for IDT Financial Services. IDT, the global leader in
stored value solutions, activates more than 30 million stored value
accounts per month for corporations and consumers on four continents, in
26 countries and in scores of currencies.
Hemant Baijal VP, MasterCard Worldwide
Hemant Baijal is Vice President for
Public Sector Prepaid within MasterCard Global Prepaid Product
organization. In this role, he has the global responsibility of working
closely with member banks to develop, manage and implement prepaid
applications relevant to Federal/National governments, State/Local/County
governments, and NGOs.
Brittany H. Bramhall Corporate Treasury Manager, Allegis Group
Brittany H. Bramhall is the Corporate
Treasury Manager for Allegis Group, Inc, a leading global provider of
staffing and recruiting services. Last year Allegis Group employed over
85,000 contractor and internal employees. Allegis Group, Inc has utilized
Bank of America’s CashPay product since 1998.
Marla Beans CEO, Allow Card
Ms. Beans has been in the Electronic
Processing industry for over twelve years working on the acquiring side of
merchant services. In November of 2003 Ms. Beans became the C.E.O. of
Allow Card of America, Inc. Her vision was to create a payment card for
the kids and be on the issuing side of the electronic processing business.
The Allow Card, with its Financial Literacy Lessons for the kids, was the
area that seemed ready for development.
Rachel Benning is a Sr. Account
Executive within the Government Solutions division of eFunds Corporation.
While at eFunds she has led product management and development efforts for
payment solutions for State and Federal governments including retail
acquiring, internet acquiring, payment gateway, and prepaid cards. Rachel
has over 16 years experience in the financial services industry.
Michael Berkowitz North America Payments Market Manager within Citigroup's Cash
Management division
Michael Berkowitz is the North
America Payments Market Manager within Citigroup's Cash Management
division. In this role, he is responsible for new product development,
product management and business growth. Mr. Berkowitz has spoken at
numerous industry conferences, including AFP and NACHA on Prepaid
Insurance Claim and Payroll Cards. Mr. Berkowitz joined Citigroup in 1999,
initially working in Salomon Smith Barney’s Global Energy Investment
Banking Group on a variety of Equity, Fixed Income and M&A transactions.
Lori Breitzke Principal, E & S Consulting
Lori Breitzke has a diverse
background in electronic payment systems with over fifteen years
experience. Lori has specialized in merchant acquiring and point-of-sale
in addition to prepaid card issuing of gift, payroll, rewards and
incentive cards. Lori has been the first to bring innovative products to
market which resulted in dynamic changes to the industry. Lori is a
frequent speaker internationally and domestically and also contributes to
a number of industry publications. Before starting her own consulting
firm, Lori was Vice President of the Prepaid Card Division at RBS Lynk.
Her career includes tenures in a range of electronic payment systems
companies including VeriFone, First Data, and Ingenico.
Nizam Antoo Vice President, Prepaid Products Visa U.S.A.
Nizam Antoo is a Vice President in
the prepaid products group of Visa U.S.A. where he is responsible for
developing, implementing and managing Visa’s Prepaid Products. He
successfully developed and implemented products such as the Visa Payroll
card and State/Government Disbursement card. Additionally, Nizam was
instrumental in the development of Visa ReadyLink , Visa’s Prepaid Load
Network.
Todd Brockman Senior Vice President, Prepaid Products, Visa U.S.A.
Working closely with Visa’s Member financial institutions, merchants and
partners, Todd Brockman is responsible for the strategy, development and
management of all aspects of Visa’s prepaid products. In this role,
Brockman leads a broad team focused on driving Member, merchant and
cardholder value across three core channels -- retail/in-branch sales,
employee benefits and underserved consumers.
Patrick C. Brown President of Euronet Payments & Remittance, Inc., a division of
Euronet World Wide, Inc. (Nasdq: EEFT)
Mr. Brown is President of Euronet Payments & Remittance, Inc., a division
of Euronet World Wide, Inc. (Nasdq: EEFT) and was recently named Honorary
Vice Consul for the Mexican Consulate, the first position of its kind in
the United States. Euronet Payments & Remittance, Inc. is a consumer
financial services company based in Charlotte, North Carolina, offering
electronic consumer money transfer services to customers from the U.S. to
destinations overseas, and bill payment services to consumers within the
U.S.
Kari Browne Senior Client Partner, Korn/Ferry International
Ms. Browne has over a decade of experience recruiting and developing
senior-level talent in Payments, Banking, and Technology Financial
Services. She has completed over 150 assignments and has partnered with
prominent technology companies, both public and private, and with leading
Associations in their recruiting, development, and assessment of their
talent.
Steven Casco SVP & GM, Prepaid Media, LLC
Steven Casco has a successful
background as an entrepreneur, published author and University faculty
member. In 1996, Mr. Casco founded @eaze Productions, Inc., a media and
custom software company where he served as President until it’s
acquisition in 2000 by Conceptware AG a leading German software company.
Following the acquisition, Mr. Casco published his first book in the field
of Internet and Software Security and joined the faculty of Northeastern
University as a member of the School of Professional and Continuing
Studies. Mr. Casco is also a co-founder of Prepaid Media, LLC.
Julia Cheney Industry Specialist for the Federal Reserve Bank of Philadelphia
Julia S. Cheney joined the Payment
Cards Center of the Federal Reserve Bank of Philadelphia as an industry
specialist in September 2003. Her research interests include innovations
in consumer electronic payments, payment fraud and identity theft, and how
newer payment applications affect consumers, providers, and regulators.
Alpesh Chokshi SVP & General Manager, American Express Corporation
Alpesh Chokshi leads the Travelers
Cheques and Prepaid Services for North America. Most recently, he led the
Strategic Planning & Business Development Group for 5 years reporting
directly to the Chairman and CEO. Before coming to American Express, he
spent eight years as a senior partner and member of the Board of Directors
of the Mitchell Madison Group, a strategy consulting firm that he
co-founded.
Mark A. Ciaramitaro VP, Tax Product Development, H&R Block
Mark Ciaramitaro is the vice
president of Tax Product Development for H&R Block. In this role, Mark
leads the management and enhancement efforts around our retail product
portfolio including: Bank Settlement Products, the newly launched Emerald
Card, Warranty Services (POM), and Financial Products (IRA and Savings).
He also oversees the development and testing of new product ideas and
value propositions for our retail clients.
Timothy Claytor Director of Market Intelligence, TransUnion
Timothy J. Claytor is director of
Market Intelligence Solutions for TransUnion’s Marketing Services,
Solutions and Delivery group. In this role, he is responsible for
overseeing a holistic market-research approach to problem definition and
solution development for clients by blending attitudinal, demographic and
behavioral consumer information at the individual, household and summary
(market) levels. Problems explored include marketplace dynamics, market
share, buying behaviors of individuals, households and micro-markets,
resulting in tactical work plans and benchmarks to measure incremental
improvement.
Alex Cooper Executive Vice President, IPP of America. Inc.
Mr. Cooper is responsible for
business development including marketing, new product and new channel
development for IPP. IPP of America Inc. ("IPP") is the largest national
network of independent neighborhood-based payment centers providing
reliable and safe electronic bill payment services to walk-in customers.
Mr. Cooper has participated in IPP since its inception in varying roles
including a member of the board of directors, investment advisor and
business development. He has over 20 years experience in business
development, software sales and systems design and development.
Tom Crowder Director of Strategic Development, Discover Network & GM of Prepaid
Tom Crowder is the Director of
Strategic Development for Discover Network and GM of Prepaid. Responsible
for all prepaid products, Mr. Crowder develops and manages numerous
product lines including; Payroll, Mall, Gift, Promotional, Campus,
Experiential, Travel, and a full suite of Healthcare products. Prior to
joining Discover Network Mr. Crowder was COO for OrderTrust, SVP New
Products at Rewards Network and VP of card enhancement products for GE
Financial Assurance.
Andrew Crowe VP, Global Prepaid Product MasterCard Worldwide
Andrew Crowe is Vice President, Global Prepaid Product, at MasterCard
Worldwide. He has global responsibility for Product Management and
Development initiatives in the prepaid product segment. Andrew has 17
years of experience in payment services
Ross Crumlish VP, BSA/AML Compliance Officer, Chevy Chase Bank, FSB
Mr. Crumlish joined Chevy Chase Bank,
the largest depository institution based in the Washington, DC area, in
October 2006. Previously, Mr. Crumlish served for over three years in
several policy and staff positions with the Financial Crimes Enforcement
Network (FinCEN) in the Department of the Treasury, and with the Office of
Management and Budget (OMB). As Strategic Advisor to the Assistant
Director for Policy at FinCEN, he was responsible for policy development,
the generation of guidance, and industry outreach and assistance on Bank
Secrecy Act issues affecting money service businesses, including stored
value products and services.
Chris Daniel Partner, Alston & Bird LLP
Chris Daniel is a partner in the
Financial Services and Products Group and practices in both the Firm’s New
York and Atlanta offices. His practice is focused upon financial
institutions and other companies participating in the nation’s banking and
payment systems.
Ted Dargan VP, Prepaid Product Sales Team Lead, Americas, MasterCard
Ted Dargan joined MasterCard in June
2001 to manage the distribution, concept development and rollout of
MasterCard’s stored value cards, including payroll, insurance, healthcare,
teen, gift cards, general purpose and incentives. Mr. Dargan brings more
than 18 years of experience in management, finance and technology to
MasterCard. Prior to joining MasterCard, Mr. Dargan was employed by
American Express, where he managed the co-branding and affinity marketing
programs.
James Dean Senior Manager, BearingPoint
Mr. Dean is a Senior Manager and
thought leader at BearingPoint and has 20 years of experience in the
Financial Services Information Technology industry. Mr. Dean co-leads the
CDH payment and electronic claim payments practices in the Financial
Services group. He has conducted strategic planning, program and project
management, system integration, design and implementation efforts and
process re-engineering in the commercial, personal lines of
Property/Casualty, Reinsurance and Health industries.
Amy DeBerg-Ferwerda President of Recruiting & Placement Inc, (dba R&P Group)
R&P Group is the recruiting firm that
specializes exclusively in the Card and Payments World and is known for
their early work in Prepaid as Prepaid Cards first emerged. As an
employment consultant, Amy spearheads the professional search team at R&P
Group to locate, recruit, qualify and place employees who make significant
bottom-line contributions. Expanding on the consulting provided with every
search, you can now receive company wide consulting and training on the
latest methods used to hire and retain truly significant employees – your
company’s most valuable asset. Amy has worked in the card industry for the
past 24 years - recruiting in Cards and Payments since 1996.
Dan Devlin Chairman, Chockstone
As a co-founder of Chockstone, Dan
has led the development of a processing platform that is unrivaled in the
stored value industry. In his role, Dan oversees the ongoing advancement
of the company's technology services. For nearly 20 years, Dan has
implemented and maintained mission critical, transactional systems for a
number of major companies including Charles Schwab & Co., HewlettPackard
Company, First Data Corp., NEC America, Fujitsu America and Pacific Bell.
Dan was also the Chief Scientist and VP of Research & Development for
Excite@Home. Dan was responsible for new software and hardware
architectures, as well as oversight of quantum technology advances.
Stephen Diamond Vice President, Prepaid Products, Visa USA
As a vice president in Visa USA’s
prepaid products group, Stephen Diamond is responsible for the day-to-day
management of products developed for sale through the retail/in-branch
sales channel. These products include consumer and corporate Visa Gift
cards, Visa Buxx and Visa TravelMoney.
Doris N. Dixon Senior Product Manager, Bank of America, Global Treasury Services Card
Products
Doris N. Dixon is a senior product
manager on the Card Products team within Global Treasury Services, where
she is responsible for the strategy, marketing and P&L execution of the
Bank of America CashPay payroll card.
Dan Dmochowski SVP, Blackhawk Network
Dan Dmochowski was introduced to the
supermarket industry at Cornell University’s Food Industry Management
Department. An innovator in the card and supermarket industry, Mr.
Dmochowski was Executive Vice President and co-owner of DCI Cardmarketing,
the company that pioneered card-based loyalty marketing programs in the
supermarket industry. After successfully selling DCI to Catalina Marketing
Corp., he served as Catalina’s Vice President of Retail Sales. Mr.
Dmochowski also led the new business developments efforts at
CoolSavings.com as Senior Vice President of Sales. CoolSavings was a top
fifty website at the height of the internet era distributing targeted
promotional offers to consumers.
Kevin Dulsky Director, Mobile Payments, PayPal, Inc.
Kevin Dulsky is director of mobile
payments for PayPal Inc. PayPal enables any individual or business with an
email address to securely, easily and quickly send and receive payments
online or via mobile phone. Dulsky oversees a new global business unit
dedicated to expanding PayPal’s existing payment services through the
introduction of a mobile commerce platform.
Marc Edmondson Sr. VP Business Development, Chockstone
Marc has extensive management
experience in the payments industry. His team is responsible for providing
strategic marketing consulting services to clients of Chockstone. His 20+
years of marketing and business development experience in the financial
services industry has included successful stints at First Consumers
National Bank, U.S. Bank, Charles Schwab, Wells Fargo and VISA. Prior to
joining Chockstone, Marc built a successful consulting company that
provided strategic marketing services to banks (issuers and acquirers),
retailers and other specialty payment services companies.
Sheldon Elefant Associate, Bryan Cave LLP
Mr. Elefant is an associate in the Tax group of Bryan Cave's New York
office. He has advised numerous retail giants in connection with gift card
reorganizations and voluntary disclosure agreements, and has extensive
knowledge of unclaimed property laws and consumer protection laws as they
pertain to gift cards, mall cards, prepaid cards, customer credits and
layaways. Mr. Elefant also has experience in the areas of state and local
taxation, as well as matters involving, real estate, corporate,
partnership and individual taxation.
Gary Erdmann Managing Director, Prepaid Solutions USA, West Suburban Bank
Gary Erdmann is Managing Director of
Prepaid Solutions USA, a service of West Suburban Bank. In this role, he
is responsible for the management and delivery of the products and
strategic partnerships that are the hallmark of the philosophy of Prepaid
Solutions. Prior to joining Prepaid Solutions USA, Gary’s experience
covering 15 years in the financial services industry includes various
roles at Metavante, an industry leading processing platform for prepaid
products, and consulting with organizations on prepaid products and
operations. Prepaid Solutions USA is wholly owned by West Suburban Bank, a
2 billion dollar institution headquartered in the western suburbs of
Chicago. Prepaid Solutions has been issuing prepaid cards for 6 years and
has a business model of forging partnerships that deliver innovative
products at very competitive pricing.
Dr. David S. Evans Founder, Market Platform Dynamics
David is the Founder of Market
Platform Dynamics (MPD) and a leading global authority on two-sided
strategies and platform-based industries, having worked with foremost
organizations in the payment card, software, and digital media businesses
for more than twenty-five years. In the course of this work, he engages
boards and leadership teams of premier companies regarding this innovative
new area of applied economics which is the secret behind profitability for
businesses with multiple customers. A frequent keynote speaker on
two-sided industries, he sets the framework for strategic and futuristic
industry discussions.
Mark Friedman President and CEO of Peppercoin, Inc.
In his role as President and CEO of
Peppercoin, Mark Friedman is responsible for leading the company’s
transformative small payments technology to market and creating momentum
for merchant adoption and financial services acceptance. He is a champion
of accelerating the cash to card transition and is an advocate for working
with the existing payments network to create new revenue opportunities.
Howard Gefen EVP Marketing/Business Development, Obopay, Inc.
Mr. Gefen is responsible for all
sales, marketing and business development functions at Obopay - a leading
mobile payment service in the US. Howard is a proven marketing and
business development executive with over 20 years in the mobile and
consumer space.
Matt Gillin Co-founder and CEO of Ecount, Inc.
Matt is the Co-founder and CEO of Ecount (www.ecount.com), the prepaid
experts. Ecount provides customized prepaid programs for corporations
looking for a simple and convenient way to deliver electronic payments.
With products ranging from incentives to compensation to specialized
rewards, Ecount offers comprehensive programs to corporations looking to
influence and motivate consumers, employees and customers. Under Matt’s
leadership, more than 1000 leading corporations, including more than one
third of the Fortune 100, have relied on Ecount’s prepaid solutions to
gain a strategic advantage in their market. Matt is a member of the Board
of Directors for the Network Branded Prepaid Card Association.
Scott Goldthwaite VP, Mobile Business Development, Hypercom Corporation
Scott Goldthwaite is Vice President,
Mobile Business Development at Hypercom Corporation and is responsible for
developing markets for Hypercom's mobile and wireless products. Prior to
joining Hypercom, Scott was a founding member of WAY Systems, a leading
wireless POS systems company where he held sales, marketing and
operational positions. Scott has more than 12 years of experience in
driving business growth with technology-focused companies in emerging
markets.
John Goodale Director, Business Expansion, TSYS Europe
John Goodale works within Business Expansion at TSYS Europe and is
responsible for Prepaid, Retail and Value Added Products. With a strong
background in cards across banking and retail sectors, John's success in
developing TSYS' closed loop card proposition provided the perfect
experience needed to lead TSYS Europe's branded prepaid cards initiative.
In working with some of the largest prepaid programs in Europe, Asia and
North America, John has gained an invaluable insight into how the
experiences from each of these markets can be applied for the benefit of
European issuers.
Randolph S. Gulian President & CEO, InSearch Worldwide Corporation
Since founding InSearch Worldwide in
1991, Mr. Gulian has built the firm into one of the largest executive
search companies in the country specializing in the Financial Services
arena. With a staff approaching one hundred qualified professionals,
InSearch counts some of the largest global financial services concerns as
its clients. Mr. Gulian has twenty-eight years of executive search
experience with a primary concentration in the financial services arena.
Having completed hundreds of significant searches within the payments
industry for large financial institutions, card associations and start-up
companies, he has helped bring a consumer focus to his financial services
clients.
Kevin Grieve President, Prepaid Services and First Financial Bank, First Data
Kevin Grieve leads Prepaid Services
and First Financial Bank. He is responsible for overall P&L for our
prepaid product offerings including open and closed loop gift card,
paycard, and campus card as well as oversight of First Financial Bank.
Prior to his current position, Kevin was chief strategy officer for First
Data Corp. and chief-of-staff for the Merchant and Debit divisions. Kevin
joined First Data in January 2004.
Paul Grill Partner, First Annapolis Consulting
Paul Grill focuses primarily on our
Card Issuing practice area. He has extensive expertise in card partnership
formation such as co-branding and affinity relationships, market entry
analyses, market research and benchmarking, and outsourcing evaluations.
Paul also has broad knowledge of all payment products (credit and debit
cards, stored value, P2P products, and ACH payments) that is leveraged
across all of our practice areas. In particular, he has assisted many
notable providers of emerging payments products in successfully bringing
their offerings to market. Paul joined First Annapolis in 1997.
John Gruce Senior Vice President, Prepaid Card Products, Bank of America
Bank of America is a leading issuer
of prepaid cards in a variety of market segments, including its CashPay
payroll card, Incentive & Reward Cards, state government Child Support
cards, Insurance Claims cards, Flexible Spending Account (FSA) cards, and
other commercial prepaid card applications. Mr. Gruce has been with Bank
of America for ten years in a variety of management roles with
responsibilities that have included Consumer and Commercial card issuance,
Merchant Services acquiring, and Prepaid card issuance.
John Hagy Chief Risk Officer & General Counsel, MetaBank
John Hagy directs the risk, legal and regulatory compliance departments of
MetaBank. In this capacity, he manages and oversees enterprise risk
management, regulatory compliance, and general legal and contract matters
for MetaBank and its prepaid subsidiary, Meta Payment Systems. Mr. Hagy
has over 25 years experience with compliance, legal, and regulatory issues
in the credit and prepaid card industries.
Cherie D. Hamblin VP & Compliance Officer of TSYS Prepaid
She develops, administers and supervises the company's compliance with
statutory and anti-money laundering and terrorist financing requirements
in the United States and abroad. Ms. Hamblin's experience includes her
qualification as a Certified Anti-Money Laundering Specialist (CAMS). Ms.
Hamblin participates in anti-money laundering regulatory and risk forums,
and is a frequent contributor to discussions within the prepaid industry.
Brad Hanson President of Meta Payment Systems, a division of MetaBank
As a pioneer in the prepaid card
industry, Mr. Hanson has successfully developed and implemented strategies
for banks, marketers and third party processors participating in this
emerging market. He has a proven track record for creating value and
profitability by identifying market opportunities and bringing together
experienced management teams focused on balancing strong growth with
aggressive expense management and an emphasis on compliance.
Stefan Happ VP & General Manager US Gifting
Stefan has overall responsibility for
the American Express US Gifting business, based in New York. Since joining
American Express in 1997, Stefan has held a variety of positions in card
operations reengineering, corporate services product development and
marketing and in general management.Most recently, he was responsible for
the Travelers Cheque and Prepaid services business in Europe and based in
London. He has a track record of developing successful and innovative
partnerships and business models and was appointed in his current position
in 2006.
Robert “Bud” Heng Staff Coordinator, Office of Financial Operations, DEA
Bud Heng is currently a Staff
Coordinator for the Drug Enforcement Administration’s Office of Financial
Operations, detailed to Treasury’s Financial Crimes Enforcement Network.
Mr. Heng has approximately 26 years experience in conducting complex
financial and money laundering investigations. He has developed
instructional courses addressing such topics as asset forfeiture,
money-laundering and financial investigations, money laundering threat
assessments, and the application of International Emergency Economics
Powers Act in reverse undercover money-laundering investigations.
Jason Hogg President and CEO of GratisCard, Inc
Mr. Jason Hogg is the President and
CEO of GratisCard, Inc. Jason was a founder of MBNA Canada and served as
Chief Business Development Officer responsible for establishing the bank’s
business development and marketing operations resulting in receivables of
$1 billion. Over 5 years with MBNA America, Jason held executive positions
in Loss Prevention, Credit, Compliance, Sales and Marketing.
Martin Hood VP, Consumer Promotions Group AEIS
Martin Hood leads the newest AEIS
sales division, the Consumer Promotions Group. He is responsible for the
overall strategic direction and planning for consumer promotions including
rebates, loyalty and general promotions. Hood’s team calls directly on
brands and original equipment manufacturers and also works through
agencies. Prior to his current position, Hood led AEIS’ new business
development team and also served as vice president of merchant
partnerships and channel sales.
Dan Horne Marketing Professor, Providence College, Rhode Island
Dan Horne is a Marketing professor at
Providence College in Rhode Island , USA , where he teaches Consumer
Behavior and Retailing. Horne was awarded a Ph.D. in Marketing from the
University of Michigan following the publishing in 1993 of his
dissertation on consumers’ choice processes in the selection of gifts.
Following his doctoral work, he began a series of large scale research
projects investigating the consumer purchase and usage of gift
certificates and the use of gift certificates in reward and incentive
programs. For the last thirteen years he has worked as a researcher,
analyst and advisor to retailers, financial services and investment firms,
federal and state governments, and suppliers from around the world. He is
a member of the Board of Directors of IncentOne and a non-executive
director of Giftex. He is the author of the European Guide to Gift and
Stored Value. He also serves as the Chief Analyst for the GIFT Network and
is the author of its monthly White Paper Report on important factors
affecting the gift and stored value industry.
Ron Hynes Prepaid, Americas, MasterCard Worldwide
Ron Hynes leads strategy and
development of the prepaid business for MasterCard Worldwide for the
Americas Region, including United States, Canada, Mexico, and South
America. In this role Mr. Hynes is charged with bringing global product
strategies to the local regions and adpating them to meet market needs. In
addition, he interacts regularly with Mastercard's customers helping them
to craft business and product strategies to capitalize on short and long
term opportunity. Prior to joining Mastercard Worldwide, Ron spent over 7
years in the consumer financial services space, including overseeing
prepaid at JP Morgan Chase/Bank One and recently at FSV Payment Systems.
Duane O. Jacobsen Vice President, Product Development, TSYS Prepaid
Duane Jacobsen is vice president,
product development, for the general purpose, reloadable and unbanked
group of TSYS Prepaid Inc., a wholly owned subsidiary of TSYS (NYSE: TSS).
Mr. Jacobsen brings over 20 years of experience in global product
management and interactive technology development to TSYS Prepaid.
Previously, Mr. Jacobsen was director, global distribution
implementations, for American Express Global Travelers Cheque and Prepaid
Services.
David S Jones CEO, PAYjr
Mr. Jones currently serves as the CEO
of PAYjr. His background has been primarily in the payments and electronic
commerce industries in which he has over thirteen years of experience.
Most recently, Mr. Jones served as Vice President of Corporate Development
at Fiserv. Prior to Fiserv, Mr. Jones served as Vice President of Payment
Strategy for JP Morgan Chase and was the founder and Executive Vice
President of billserv, Inc.
Dwayne H. Jones President and Chairman, Springbok Services, Inc.
Dwayne Jones is a founder and the
President and Chairman of the Board of Springbok Services, Inc., a rapidly
growing provider of branded prepaid debit cards. A pioneer in the prepaid
card industry, Springbok was founded in 1998 as The Best Present Company,
the product of a brainstorm Jones had while Christmas shopping with his
wife the previous year.
Warren Keckeisen Accounts Payable & Incentives Administration Manager, Toyota Motor
Sales U.S.A.
Warren Keckeisen oversees the
payments for all payables and incentive payments for Toyota Motor Sales.
Under his leadership, he was instrumental in implementing a prepaid debit
card program for all Toyota dealership personnel in 2004 covering
thousands of dealership personnel and millions of dollars of incentive
payments. He also assisted in launching a successful Pcard program,
electronic expense reporting system, and digital imaging at Toyota.
Ronda L. Kent Director of the Agency Enterprise Solutions (AES) Division, Federal
Finance, of the Financial Management Service (FMS), a bureau of the U.S.
Department of the Treasury
Ronda L. Kent is the Director of the
Agency Enterprise Solutions (AES) Division, Federal Finance, of the
Financial Management Service (FMS), a bureau of the U.S. Department of the
Treasury. FMS provides centralized payment services to Federal program
agencies, disbursing nearly a billion payments per year, with an
associated dollar value of more than $1.5 trillion. AES provides
customized payment and collections services to agencies with unique needs.
AES’s responsibilities include the U.S. Debit Card and Stored Value Card
programs (Eagle Cash, NavyCash and EZpay), which provide Department of
Defense and other agencies with electronic money solutions
Matt Kerper CEO, Trycera Financial
Mr. Kerper currently serves in the
capacity of CEO for Trycera Financial (OTC BB:TRYF), an industry leading
Stored Value provider focused on the management of customized card
programs. Prior to co-founding Trycera Financial in 2004, Mr. Kerper spent
two years as the Director of Reseller Distribution for the Green Dot
Corporation. During his tenure, Mr. Kerper was responsible for acquiring
and managing a network of over a dozen strategic partnerships encompassing
over 25,000 stores. In 2001, Mr. Kerper held the position of VP of
Electronic Commerce with PayStar, where his responsibility was the design
and deployment of the Global Cash prepaid card program. Mr. Kerper
maintains extensive stored value knowledge and key strategic relationships
with the country’s leading stored value participants.
Brian King Director, Customer Marketing, SUPERVALU
Brian has 17 years consumer marketing
experience, primarily in the United Kingdom, and with Shaw's, Albertsons
and now SUPERVALU in the United States. As Director, Customer Marketing
for SUPERVALU, Brian's responsibilities include the development and
execution of the enterprise gift card strategy. In the last year his team
has revitalized the bulk distribution and retailing of gift cards across
multiple store banners and successfully launched the Blackhawk Network's
gift card mall across 16 store banners and 1,600 stores.
Trygve E. Kjellsen Special Counsel, Kamlet Shepherd & Reichert, LLP
Mr. Kjellsen’s practice focuses on
corporate and financial services, with an emphasis on prepaid cards,
including stored value and payroll cards. Prior to joining the firm, Mr.
Kjellsen was counsel with First Data Corporation’s, First Data Prepaid
Solutions where he was responsible for advising on regulatory issues
concerning prepaid products and negotiating and drafting agreements with
national and multi-national merchants involving processing and production
of stored value cards, payroll cards, and the ACH payment system.
Connie Klatt Business Analyst, Office of the Attorney General, State of Texas,
Child Support Division
Connie Klatt has been with the Texas
Office of the Attorney General’s Child Support Division for over 15 years,
with a major focus in Financial Operations. She has
participated in major system development projects as a team lead and
subject matter expert on financial issues. Connie has been involved
in all aspects of contract development and oversight associated with the
implementation of the new State Disbursement Unit contract.
Kristie Kretschmann Director, Enterprise Risk & Compliance Visa U.S.A.
Kristie Kretschmann is Director of
Product and Service Risk in Enterprise Risk and Compliance for Visa U.S.A.
In her current position, she is responsible for the management of risk
assessments of all new products and services developed by Visa U.S.A. In
addition to product and service risk assessments, Kristie also has
responsibilities for several Visa security programs including compliance
of Payment Card Industry Data Security Standards (PCI DSS) for vendors
under contract to Visa, the Visa Approved Vendor Program for card
manufacturers and personalizers, and the Verified by Visa service provider
security program.
Jeremy Kuiper Managing Director, BankFirst
Jeremy Kuiper is Managing Director of
BankFirst’s Stored Value Solutions. With more than 21 years of card
industry experience, Kuiper leads the prepaid card department. This
department has issued more than three million stored value accounts across
all segments and product types of the prepaid marketplace. Kuiper is
responsible for the development and maintenance of all strategic
partnerships; overseeing all sales, operations and compliance functions;
managing strategic relationships with MasterCard and Visa; and, helping
develop new products and technologies to increase marketplace acceptance.
John Kunze President & CEO, Xoom Corporation
Before joining Xoom, John Kunze was
the President and Chief Executive Officer, and member of the Board of
Directors of Plumtree Software (NASDAQ: PLUM) from August 1998 until they
were acquired by BEA Systems in October of 2005. Plumtree Software is a
leading provider of enterprise software solutions for Corporate Portals
and Composite Application development. Mr. Kunze managed the company from
a startup to a $100M global leader. Before joining Plumtree, Mr. Kunze
worked at Adobe Systems from 1985 to 1998. At Adobe, Mr. Kunze managed all
of Adobe’s software product lines including Adobe Photoshop and Acrobat.
Lauren Leimbach ED, Community Financial Resources
Lauren Leimbach, Executive Director
of Community Financial Resources, spent over 20 years in the financial
services industry working for Bank of America, the Federal Reserve, and
Providian Financial. She has a wide-ranging background in new financial
product/service development, automation and payment systems, marketing
strategy, operational implementation, production management, and
organizational planning. She also provides consulting support on
management tools, program implementation and organizational development
strategies to non-profit organizations.
Jim Leroux Partner, First Annapolis Consulting
Jim Leroux is a Partner at First
Annapolis Consulting, a consulting and financial advisory firm focused on
the payments industry. Jim advises payments industry companies on their
growth strategies and on completing strategic transactions, such as
mergers and acquisitions, equity or debt financing and strategic
partnerships. Jim’s clients range from the largest financial institutions
and transaction processors in the industry to smaller middle market and
emerging payments companies. Jim’s practice areas include companies
involved with credit cards, debit cards, merchant acquiring, prepaid
products, Internet payments, mobile payments and other emerging payments
and technologies.
Jennifer Lewis Treasury Supervisor, Randstad Holding
Jennifer Lewis is responsible for
Treasury at Randstad US. She oversees the corporation’s liquidity, working
capital, bank relationships, cash management, debt management, and any
related corporate treasury initiatives. She manages the paycard program
for Randstad in addition to being responsible for cash forecasting,
managing letters of credit, surety bonds and bank fees.
She joined Randstad in 2003 and prior to that she held positions in
finance, accounting, and treasury.
Jeff Lewis Division Executive, EFT, Metavante Corporation
Jeff Lewis, a division executive with
the Metavante Electronic Funds Group (EFG), has been with the company for
more than 20 years. Before assuming his current role, Jeff held a variety
of positions within the EFG group, including division executive for debit,
prepaid debit, and ACH; business manager; development manager;
support/implementation manager; and electronic funds business consultant.
Jim Logan VP & Relationship Management Head, JPMorgan Chase Wholesale Card and
Procurement Services
Jim is responsible for all of client
account and relationship management within Treasury Services' Wholesale
Card and Procurement business. Jim's organization of 70 relationship
managers, aligned by product and market segment, support all products in
the payables and receivables continuum. These include Prepaid and Payroll
Card, Traditional P-card, Order to Pay, Electronic Invoice Presentment and
Payment for both the consumer and corporate B2B markets. The client
relationship management organization is responsible for partnering with
internal and external clients, on a global basis, in order to execute
against business profitability targets and creating value for our clients
and overall profitable relationships for JPMorgan Chase.
William Long Senior Associate, Financial Services Regulatory Practice Group, Sidley
Austin (UK) LLP
Mr. Long advises international
clients on a wide variety of payment, e-commerce, data protection,
information security and IT matters. Mr. Long has particular experience
with payment and e-money projects within the EU working on international
payment projects. Mr. Long is a regular speaker on payment matters and is
joint editor of E-Finance & Payments Law & Policy and contributing editor
of Regulation of Electronic Money Institutions and Payment Systems in
Butterworths Financial Regulation Service.
Terrence P. Maher Partner, Baird Holm LLP
Mr. Maher focuses his practice on
technology, electronic commerce and financial services law. Mr. Maher
regularly counsels financial institutions and other financial services
businesses with respect to their electronic banking, merchant-acquiring,
electronic fund transfer, credit card, debit card and stored value card
businesses. He assists financial institution clients in addressing
regulatory matters, including privacy and security issues, anti-money
laundering compliance programs, and money service business licensing
issues. As advisor to companies in the credit card and debit card
processing industry internationally, he negotiates services agreements and
independent sales organization, BIN, agent bank, and association
contracts. He also has extensive experience with merchant portfolio
mergers and acquisitions, and represents companies before Visa and
MasterCard.
Sean Javier Martin Principal, BRANDiosity
With 17 years of strategic marketing
experience Sean Javier is the co-founder of BRANDiosity, an Atlanta based
marketing agency whose core proposition is insight based transformation.
One of the firms areas of expertise is marketing to Hispanics.
Cliff Mason President, Haverford Advisors
Cliff is a 20-year payments veteran.
After holding several senior management positions in the industry, he
joined TSYS in 1992. During his 14-year career at TSYS, Cliff played a
major role in the creation of a new subsidiary company (Total Solutions,
Inc.) where he served as President and CEO. Under his leadership, Total
Solutions grew from 60 employees in 1992 to over 1200 and revenues grew
from 5 million to over 70 million. In 2001 Total Solutions was merged into
its parent company, TSYS, and was renamed TSYS Business Process
Management. Following his successes at Total Solutions, Cliff assumed
responsibility for the Healthcare, Debit and Prepaid divisions at TSYS.
Ronald G. Mazursky Director, Edgar, Dunn & Company
Ronald Mazursky is a Director in
EDC's New York office with more than 23 years experience in product and
new business development, direct marketing, product management, promotions
management and market segmentation – all in the payments industry. Ron has
an expertise in new product development/implementation and market
segmentation. For the previous 12 years he managed Card Associates, a
successful international consulting firm specializing in financial
services marketing and strategy, until he merged his firm with Edgar, Dunn
& Company in 2003.
Kevin Mcadam Head, Travel & Leisure, Post Office Ltd
Kevin joined Post Office Ltd on 8
October 1990, and gained extensive experience through a number of product
management and leadership positions. Initially managing a number of UK
government clients, and the relationship with Camelot, over the last ten
years Kevin has successfully led the development of the Post Office®
travel proposition which now generates over US$180m income.
Tim McCallum SVP, Gift Cards, Incomm
Mr. McCallum is the Senior Vice
President, Gift Cards and is responsible for the Marketing and
Merchandising Teams, which includes the Wireless and Gift Card businesses,
and E-Business groups for InComm. He is also a key contributor on our
Financial Services products. Before joining InComm, McCallum was the
Director of New Product and Business Development for 7-Eleven, Inc.
Jeff McConnell President and Chief Executive Officer, iKobo, Inc.
Jeff has more than 20 years of global
payments experience. Previously Jeff served as Vice President - GM for
MoneyGram Payment Systems and as Director of Mexico/South American
Ventures for Western Union. Jeff has also served as CFO/Controller for
various divisions of American Express and held senior management positions
at PRG Schultz, Empire Insurance and Integon Insurance.
Stephen Middlebrook Senior Counse, US Treasury
Steve is Senior Counsel at the U.S.
Department of the Treasury, Financial Management Service. His clients are
responsible for many of the fiscal activities of the Federal government,
including collections, disbursements and cash management. His practice is
focused on Treasury's e-commerce initiatives which include internet-based
collections, disbursements and financial reporting as well as card-based
programs such as the stored-value systems implemented for the military and
specialized debit-card programs for civilian agencies.
Eric Miller Senior Vice President of Business Innovation, Meta Payment Systems
Eric Miller has over 25 years of
experience in building major strategic relationships and in business
development efforts that resulted in large volume growth. He currently
serves as Senior Vice President of Business Innovation for MetaBank, where
he works to develop and maintain strategic sales and other significant
industry relationships, as well as to expand efforts in major channel
applications and product innovation.
Donald Mosher Partner, Schulte Roth and Zabel LLP
Don is a partner at Schulte Roth and
Zabel LLP in New York, advises banks, money transmitters, financial
service corporations and other companies on payments related transactional
and regulatory matters in the U.S. and abroad. He also advises companies
in connection with acquisitions of payment related businesses. Don works
with major players in emerging electronic payments and has been at the
forefront of the development, implementation, and on-going compliance of
various payments products including electronic check and electronic check
verification products, stored value products, P2P, P2B and B2B payments,
bill payment products both by banks and nonbanks, and the evolving use of
debit card networks as key participants in the electronic payments arena.
Patrice Motz EVP, Premier Compliance Solutions, LLC
Ms. Motz, a recognized expert in Bank
Secrecy Act and anti- money laundering (AML) compliance, recently joined
the firm, Premier Compliance Solutions. Ms. Motz provides to bank and
non-bank clients a comprehensive array of BSA/AML consulting services,
including terrorist financing counter measures and OFAC compliance
services. Ms Motz has the distinction of having created and headed the
money services business (MSB) regulatory compliance group at the Financial
Crimes Enforcement Network (FinCEN)., U.S. Department of the Treasury.
Since departing FinCEN in 2002, Ms. Motz has specialized in assisting
members of the prepaid card/stored value industry to comply with relevant
state and federal laws and to effectively identify, evaluate and manage
the money laundering and terrorist financing risks that may be associated
with prepaid card/stored value programs.
Rick Northrop Managing Partner, Portico Capital Securities
Mr. Northrop is the Managing Partner
of Greenwich, CT-based merchant bank, Portico Capital Securities. Portico
is the leading provider of M&A advisory and private capital financing
services exclusively focused on the Information and Business Services
sector. The firm’s clients include traditional and emerging growth
companies in the transaction processing services, database, technology
professional services, marketing information, and other IT services
sectors, with a particular focus on the financial services and healthcare
verticals.
Manuel Orozco Ph.D. Senior Associate for Remittances and Rural Development at the
Inter-American Dialogue
Manuel Orozco is director of
remittances and development at the Inter-American Dialogue conducting
policy analysis and advocacy on issues relating to global flows of
remittances. He also heads the Central America program. In 2004 he
coordinated a grant project funded by the Multilateral Investment Fund of
the Inter-American Development Bank and International Fund for
Agricultural Development of the United Nations to leverage remittance
transfers. In addition to his work at the Dialogue, he was chair of
Central America and the Caribbean at the United States Foreign Service
Institute and is senior researcher at the Institute for the Study of
International Migration at Georgetown University.
Gary L. Palmer EVP, Global Strategic Business Development, eFunds Corporation.
Gary Palmer co-founded WildCard
Systems, now eFunds Prepaid Solutions, in 1997. The company became the
global solutions leader for turnkey prepaid Visa, MasterCard and Discover
branded cards and prepaid products that serve consumer, commercial and
government applications. Over the years, Gary’s responsibilities have
included a wide range of operational and product development activities,
but he has most recently been focused on global sales, marketing and
strategy.
Stephen A. Parento VP, Global Prepaid Product Management, MasterCard Worldwide
Stephen Parento is a Vice President in the global prepaid product
management group for MasterCard Worldwide.
His responsibilities include global
product management and development of new services associated with General
Purpose and Payroll cards. Stephen’s prior experience includes brand
management, consumer marketing and new product development in the consumer
packaged goods and healthcare industries.
Cathy Corby Parker CSO, FSV Payment Systems
As Chief Strategy Officer for FSV
Payment Systems, Inc., Cathy Corby Parker’s mission is to lead the
development of the company’s business and product strategy. Cathy has a
long and extensive background in payments and electronic delivery of
financial services and has held a variety of executive management and
consulting roles for companies including TSYS, Barnett Banks, Chemical
Bank, Booz, Allen & Hamilton and Speer & Associates.
Lisa E. Peerman VP & Deputy Chief Counsel, Comdata Network, Inc.
Lisa Peerman is Vice President &
Deputy Chief Counsel of Comdata Network, Inc. She has been on Comdata's
legal staff for ten years and focuses on contract negotiations and
compliance and regulatory issues for Comdata's payment card programs.
Phil Philliou
Payments Industry Consultant
Mr. Philliou has been extensively
quoted and featured in technology and financial services media, including
the Wall Street Journal, American Banker, Fast Company, Computer Weekly,
CFO Magazine, among others. He has spoken extensively at industry events.
Until March 2006, Philliou was Chief Product & Strategy Officer of
UnitedHealth Group’s financial services division. Prior to UnitedHealth
Group, Philliou was Vice President, Advanced Payments and Technologies,
for MasterCard International.
Carlos Pittier Visa International, Latin America
Carlos manages prepaid products for
the Latin America and Caribbean Region of Visa International. His
responsibilities include product strategy development, general
implementation oversight and prepaid business development for both
consumer corporate solutions.
Ben Psillas President, Allpoint Network
Ben started Allpoint in May of 2000
based on his own experience of switching banks based on convenience and
fees. In the two years since Allpoint was launched, Ben has spearheaded
Allpoint's growth of 23,000 surcharge-free ATMs to over 32,000 today. With
over 300 member financial institutions, Ben is responsible for overall
strategy and sales for Allpoint.
Iris Quitta Senior Manager, CBSI
Iris Quitta has over 20 years'
experience in cardmember marketing, cardmember operations, and now prepaid
risk. Her firm, CBSI, is an industry leader in the development, sale
and administration of enhancements and other products and services that
support cardmember acquistion, loyalty and retention and drive
profitability. CBSI also offers Quality Assurance and Marketing Management
services. Iris has played a key role in supporting the understanding of
fraud and risk management in the prepaid industry through risk mitigation
initiatives, including insurance, metrics, education and consulting.
Marshall W. Reavis Founder and Managing Director, SVM, LP
Reavis has been involved with stored
value payment products since 1994 when he led the development of the oil
industry’s first prepaid gasoline card while at Mobil Oil Corporation (now
ExxonMobil). In fact, Mobil’s offering, the Mobil GO Card was one of the
first prepaid cards ever launched, regardless of retail sector.
John Ricci General Counsel, Green Dot Corporation
John Ricci is the General Counsel of
Green Dot Corporation (formerly Next Estate Communications, Inc.), and is
responsible for overseeing the Company’s legal and regulatory affairs.
Prior to joining Green Dot, John worked at a private law firm advising
start-up and emerging growth companies. He began his career in the
Enforcement Division of the Securities and Exchange Commission.
Sherrie Rhine Senior Economist in the Office of Regional and Community Affairs at
the Federal Reserve Bank of New York
Sherrie L.W. Rhine is a senior
economist in the Office of Regional and Community Affairs at the Federal
Reserve Bank of New York. Her research interests include consumer access
to financial services and credit, home ownership, asset accumulation and
wealth building, community economic development and financial education.
Sherrie has published in numerous Federal Reserve System publications and
in academic journals such as The Review of Economics and Statistics,
Journal of Consumer Affairs, Contemporary Economic Policy, American
Economic Review Papers & Proceedings, Journal of Human Resources, and
Applied Economics.
Kimberly Rhodes SVP & General Counsel, Ecount, Inc.
Kim handles all of Ecount's legal
matters. Prior to joining Ecount, Kim held strategic legal positions
within the private and public sector. Her background extends to mergers
and acquisitions, corporate governance, technology, financial services,
intellectual property, litigation management and complex negotiation. Most
recently, Kim served as Vice President & General Counsel to the leading
project management software company, Primavera Systems, Inc., previously
she served as Senior Corporate Counsel to software giant SAP and Corporate
Counsel to IBM.
Damon Riddle Senior Retail Finance Analyst, American Suzuki Motor Corporation
Damon Riddle began working with
American Suzuki Motor Corporation in October of 1998 as the Customer
Service Supervisor for Motorcycle, ATV, and Marine division. Then in 2004,
he made the transition over to the Sales Support department when he
accepted his current position as the Senior Retail Finance Analyst. Damon
works closely with Suzuki’s retail finance lender to create, implement,
and manage finance promotions. Additionally, he is also responsible for
managing Suzuki’s customer and salesperson loyalty programs for Suzuki’s
motorcycle and ATV division.
Judith Rinearson Partner, Bryan Cave LLP
Ms. Rinearson is a member of the
Banking, Business & Public Finance and Regulatory Affairs, Public Policy &
Legislation Client Service Groups. She is a recognized authority in the
area of prepaid cards and stored value payment products. She was group
counsel responsible for American Express’ prepaid payment products for
more than 10 years, and has hands-on experience in all legal aspects of
launching and managing a range of prepaid and other electronic payment
products, including store-issued “gift cards,” bank-issued payroll cards,
reward and incentive cards, “teen cards,” bill payment services, internet
and contactless payment products.
Talbott Roche Senior Vice President Business Development, Marketing and Operations
of Blackhawk Network
Talbott Roche is Senior Vice
President of Blackhawk Network’s Product Development and Marketing Group,
which she co-founded. Ms. Roche graduated from Stanford University with a
degree in economics and began building a resume rich in retail experience.
She worked in brand management for Clorox and served as Vice President of
Business Development and Retail Marketing for Time Inc. Ventures. As a
Group Vice President at News America Marketing (a division of News
Corporation) Talbott developed an in-store marketing division whose
tendrils reached into 15,000 grocery and drug retailers and generated $30
million in new revenues.
R. B. Rolling Senior Director of Fraud, Risk and Compliance, InComm
As Senior Director of Fraud, Risk and
Compliance, R. B. ‘Skeet’ Rolling has responsibility for all compliance
and risk programs for InComm, Inc. InComm provides prepaid solutions
including prepaid gift cards, wireless solutions and prepaid long distance
services as well as POSA (Point of Sale Activation) technology to more
than 170,000 retail locations. With over 23 years of experience in the
card industry, Rolling previously led the fraud and compliance initiatives
for TSYS. His team was the first in the world to create a fully-blended
fraud control system.
Michael J. Ross VP, North America Region, Prepaid Products, MasterCard Worldwide
As vice president, North America
prepaid products; Michael is responsible for the market strategy across
the portfolio of prepaid products supporting the North America region.
Mike supports a customer-focused strategy for financial institutions,
processing partners, marketers and corporations to commercialize
MasterCard Worldwide prepaid product deliverables. Prior to his current
role, Mike served as Vice President of Prepaid Corporate Solutions where
he led MasterCard’s business development of corporate and insurance
prepaid products.
Robert Ruark, III SVP, Specialized Industries Treasury Executive Global Treasury
Services
Robert Ruark, III is Senior Vice
President and the Specialized Industries Treasury Executive within Global
Treasury Services. The Specialized Industries Team within Global Treasury
Services provides a diverse set of solutions to meet the working capital
needs of our commercial clients and includes: Commercial Card Solutions,
Global Government Group, Government Card Services, Group Banking, Global
Trade Sales, Wholesale Banknotes and GTS Merchant Services.
Christopher W. Russell
EVP and Regional Divisional Director, Outsourcing Travelex Americas
Christopher oversees the development
and execution of strategic, operational, sales, financial, and performance
improvement initiatives in Outsourcing for Travelex in North and South
America.
Patty Saari Director, Prepaid Card Services, Carlson Marketing Group
Patty Saari joined Carlson Marketing
in 1997 and is currently responsible for all aspects of Carlson
Marketing’s market-leading prepaid card portfolio. She is a primary
thought leader and strategist regarding the application and delivery of
prepaid cards in the employee, channel and consumer space. She manages the
team responsible for all facets of business development, product
development, program implementation and portfolio maintenance and
compliance. As a veteran of the Prepaid Card Services team, Patty has
participated in nearly every client program, with an extensive client list
that includes leading companies in the pharmaceutical, automotive,
technology and financial services industries.
Jeremy Sacker VP & GM, Archway Marketing Services
Mr. Sacker is Vice President/General
Manager of Archway's Trade Midwest Operations, which includes Archway's
prepaid card distribution unit. He has over 20 years of experience in
supply chain and logistics management. He also has a comprehensive
knowledge of retail and forecasting best practices.
Janet Sancho VP, Touch-n-Buy, LLC.
Ms. Sancho heads the national sales
and business development efforts for Touch-n-Buy LLC, a Miami-based
company dedicated to prepaid kiosk and merchant service processing
solutions for the retail industry.
Maureen L. Sanders Regulatory Consultant, Washington, Bryan Cave LLP
Ms. Sanders is a member of the
Financial Institutions Regulatory group. She brings over 30 years of
experience with the Internal Revenue Service (IRS) in anti-money
laundering (AML), tax examination and collection programs. During her
tenure at the IRS, she held several key positions, including IRS National
Anti-Money Laundering Program Manager; IRS Territory Manager; Acting
Division Chief, Examination Division, New Jersey District; and Assistant
Chief, Examination Division, Pennsylvania District.
Russell Schrader Senior Vice President and Assistant General Counsel, Visa U.S.A
Russell Schrader is Senior Vice
President and Assistant General Counsel at Visa U.S.A. Mr. Schrader holds
a J.D. from Duke University, and M.B.A. in Finance from New York
University, and a B.A. from Wake Forest University. At Visa he is
responsible for payment systems policies and issues and is a principal
legal liaison for Visa Member’s attorneys on regulatory issues. He is a
former member of the Federal Reserve Board’s Consumer Advisory Council and
Chair of its Depository and Payment Systems Delivery Committee.
Scott Scovel VP, Global Product Management and Business Development, Prepaid
Division, American Express
Scott Scovel is the Vice President of
Global Product Management and Business Development for the Prepaid
division of American Express. His team has 3 main responsibilities: 1)
managing the portfolio of prepaid products to maximize sales,
profitability, and customer satisfaction, 2) launching new prepaid
products and features, and 3) developing and enhancing distribution
channels. Scott joined American Express in 1996 and has held various
positions in developing and enhancing products, servicing channels, and
distribution channels. These positions have been in the Prepaid, Corporate
Card, International Card, and Corporate Travel divisions.
Sean Sheehan Service Management Director of Bank of Ireland's Cards
Bank of Ireland's Cards and Loans
Business is a division of the Bank's Retail business delivering personal
credit, debit and prepaid payment product solutions. Sean is a qualified
accountant and holds a number of academic qualifications including a
Diploma in Advanced Financial Accounting and a MBA from UCD Smurfit
Business School.
Christopher Shrier AVP, U.S. Bank Government Prepaid Debit Products
Christopher Shrier, Assistant Vice
President - U.S. Bank Government Prepaid Debit Products. Christopher
Shrier has overall relationship management and operational responsibility
for the U.S. Bank ReliaCard Visa program. The ReliaCard is the largest
Visa branded, government payment prepaid card program in the U.S. with 12
states and 16 agencies under contract. Chris has 10 years of financial
services industry experience, and has been with U.S. Bank since 2003.
Paul Silverstein EVP, Epoch Data Inc.
Paul Silverstein is the Executive
Vice President responsible for corporate strategy, sales and marketing at
the New York headquarters of Epoch Data Inc.. His team spearheads key
product innovations for the financial industry including Fraud, Anti-Money
Laundering & Risk Mitigation Solutions. Mr. Silverstein recently spoke at
the Federal Reserve of Philadelphia/PCC to address the application of
technology to monitor and detect financial crimes in the Prepaid
Marketplace which is highlighted in a published white paper.
Moneet Singh President, COO and Founder, Phire
Mr. Singh has over a dozen years of
entrepreneurial work experience in both key management and founder roles
at high tech and software start ups, primarily leading new product
development and marketing efforts. Most recently, he directed product
strategy for CareGain, an enterprise software vendor for Health Savings
Accounts and Health insurance, now part of Fiserv.
Robert Skiba EVP & General Manager, Comdata Stored Value Solutions
Mr. Skiba is the former Chief
Internal Auditor, vice president of Consulting & Assurance Services for
Gap, Inc., and vice president of Corporate Shared Services for the San
Francisco-based retailer for Gap, Banana Republic and Old Navy apparel
brands.
Timothy Sloane Director, Debit Advisory Service, Mercator Advisory Group
Tim advises members throughout the
year on business strategy and Prepaid/debit/ACH/EFT related initiatives.
He publishes an annual benchmark of the Prepaid Industry that quantifies
33 market segments and is frequently quoted in leading industry
publications including: ATM & Debit News, Credit Card Management, CardLine,
Transaction World, Business Week, InfoWorld, CNN, CNET, and CIO.
Mike Smith Group Director of Marketing and Strategy, Raphaels Bank Group
Mike Smith is Group Marketing and
Strategy Director at Raphaels Bank, one of the leading players in the
fast-emerging UK prepaid market. Mike and his colleagues are working with
a range of UK and US programme managers and processors as BIN sponsor on a
wide variety of programmes. Mike was formerly Head of Post Office
Financial Services Marketing and also Head of Personal Customer Marketing
at NatWest Bank Retail.
Trent Sorbe President, First Community Financial, Inc.
Trent currently serves as President of First
Community Financial (FCF), the national products subsidiary of Fishback
Financial Corporation (FFC), South Dakota’s largest bank holding company.
FCF is responsible for the development and administration of all
nationwide consumer and nonconsumer products and services. The Revel Card
is FCF’s newest product targeted to the underbanked consumer through
partnerships with financial institutions and nonbank financial service
providers. The program is the first prepaid card program that also
includes both affordable credit and savings features. Additional
information can be found at
www.revelcard.com
Juli Spottiswood CFO, Parago, Inc.
Juli Spottiswood is the Chief
Financial Officer for Parago, Inc., a marketing services company that
combines business insight, creativity and technology to deliver
interactive marketing solutions that solve tough marketing problems.
Parago specializes in creating and implementing rebate, incentive,
loyalty, email marketing and interactive promotions for some of America's
top retailers, service providers and manufactures. In her role as CFO,
Juli is also responsible for driving the shift from using checks as the
primary reward vehicle for rebate and incentive programs, to prepaid
cards. Juli is also a board member of the Network Branded Prepaid Card
Association (NBPCA).
Stewart Stockdale Chief Marketing Officer, Simon Property Group
Stewart Stockdale is Chief Marketing
Officer of Simon Property Group (SPG) and President of Simon Brand
Ventures (SBV). Stewart is responsible for Simon Brand Ventures (Simon
Payment Systems, Simon Media, Business Development, and Sponsorships &
Events), Corporate Marketing, Mall Marketing, Guest Services strategy, and
Simon.com, reporting to David Simon, CEO.
Steve Streit President and Chief Executive Officer, Green Dot Corporation
Steve Streit is the President and
Chief Executive Officer of Green Dot Corporation. In 1999, he created Next
Estate Communications, Inc., now called Green Dot Corporation. Mr. Streit
sought to provide financial services to Americans underserved by
traditional banking and finance companies via distribution at retail
stores where these consumers shop every day.
Tim Summers VP, Experian Credit ServicesConsumer Information Services
Tim Summers is Vice President of
Product Management and Development for Experian’s Credit Services
division. In this role, Mr. Summers is responsible for development and
maintenance of Experian’s B to B solution suites, a series of applications
that assist Experian’s clients in the areas of credit acquisition,
portfolio management and collections.
Randy Templeton SVP Marketing, PreCash
Randy Templeton joined PreCash in
July 2003 with more than 20 years of market and product development
experience. Templeton most recently served as senior vice president of
strategic marketing and product development for TeleCheck Services, where
he developed strategy and initiatives that fueled the company’s growth to
several hundred million dollars in annual revenue. He was a founding
member of the NACHA Electronic Check Council and a participant on the
Federal Reserve Payment Advisory Council. He also served on the board of
directors for Paymentech Merchant Services.
David Terry General Manager, Consumer Promotions Group, AEIS
David Terry brings over 25 years of
marketing and sales experience in the incentive and promotion industry to
his position as general manager of the AEIS consumer promotions group. He
and his team are responsible for the overall strategic direction of
growing AEIS’ business in the expansive consumer promotion marketplace.
Terry joined the AEIS executive team in January 2006 after serving as
chief strategist for Kobie Marketing, a consumer loyalty agency, and as
executive vice president of sales for Loyaltyworks, a loyalty and
performance improvement company.
Jennifer Tescher Director of the Center for Financial Services Innovation
Jennifer Tescher is the Director of
the Center for Financial Services Innovation (CFSI), launched in 2004 to
bring together diverse members of the financial services industry to
develop, test, and implement new ways of building long-term, profitable
relationships with underbanked consumers. The Center is a non-profit
affiliate of ShoreBank Corporation, the nation's leading community
development bank holding company. Ms. Tescher has been part of the
ShoreBank family since 1996 in a variety of capacities, focused primarily
on the development and implementation of new financial products and
services. Ms. Tescher has guided CFSI since its inception, and has already
achieved notable success in raising the profile of unbanked access and
asset-building as an objective for the industry. She has become a
nationally known expert on this topic, with a monthly column in American
Banker, frequent interviews and articles in the financial services press,
and major speaking engagements at a broad spectrum of industry events.
Stephanie Teta Sr. Manager, Discover Card
Stephanie is a Discover Financial
Service, LLC veteran. She has experience in Cardmember Operations,
Cardmember Marketing and now Network Development. Her responsibilities are
to develop products and solutions for issuers that utilize the Discover
Network merchant relationship. Stephanie works with issuers of pre-paid
products using the Discover Network for redemption. Her efforts helped
Discover Network to be ready for debit and credit products issued by
non-Discover Card issuers. Stephanie has spoken at several conferences to
educate and promote pre-paid products and the value of the Discover
Network.
Jim Tingey SVP, Administration Palm Desert National Bank
As Senior Vice President of
Administration for EBS, Jim Tingey is directly responsible for contracts,
finance and analysis, ATM deployment and monitoring services, sponsorship
and stored value cards, training, risk management, compliance, and
administrative special projects.
Rob Tourt VP, Network Services, Discover Network
Rob Tourt is the Vice President of
network services for the Discover Network. In his 20 year career with
Discover Financial Services, he has held multiple positions in merchant
sales, network operations and risk management. In his current role, Rob
has worked to expand Discover Network card acceptance into new
international markets and develop new merchant acquiring and card issuing
relationships. He is a past board member of the Merchant Risk Council, an
industry group committed to helping merchants fight credit card fraud, and
is presently a board member of the Payment Card Industry Security
Standards Council, LLC.
Paul Tomasofsky President, Two Sparrows Consulting
Paul Tomasofsky, President, Two
Sparrows Consulting, LLC is a seasoned payments executive with over 25
years experience in retail financial services. Founded in 2003, Two
Sparrows Consulting specializes in advisory services that help payments
companies, including financial institutions, enhance their payments’
profitability. The firm specializes in strategy formation, project
management and market intelligence for product lines such as
credit/debit/prepaid products, automated clearinghouse transactions,
merchant acquiring, ATM transaction processing, electronic bill payment
and presentment, internet payments and contactless cards.
Jennifer Tramontana Principal, The Fletcher Group, LLC
Jennifer Tramontana has led an
accomplished career in the field of communications for nine years. Having
worked with clients in several international destinations including New
York, Ottawa, Thailand and Hong Kong, she brings an international
perspective to her work. Before founding The Fletcher Group, LLC, Ms.
Tramontana was the Director of the Corporate and Consumer Practice at
LeGrand Hart, for three years.
Brian Triplett SVP, Emerging Product Development, Visa USA
Brian Triplett serves as senior vice
president of Emerging Product Development for Visa USA. Building off deep
roots in the payments industry, Triplett has more than ten years of
experience developing electronic payment products, managing commercial
industry alliances and establishing payment platforms for B2B e-commerce,
smart cards, pre-paid products and contactless cards.
Mark Troughton COO& EVP, Corporate Strategy, Green Dot Corporation
Mark Troughton oversees all of the
revenue generating departments and Green Dot Corporation as well as the
product management and corporate strategy functions. Prior to joining
Green Dot Corporation, Mark ran internet software businesses in Dallas and
London. In addition, Mark previously worked for McKinsey and Company in
London and started his career as a Chartered Accountant in South Africa.
Alfred Urcuyo, Jr. Chairman of the Board, CardMarte, Inc.
In 2002, Mr. Urcuyo founded CardMarte,
Inc. Since that time, he has become a nationally recognized authority on
prepaid cards and money remittance. He has been the guest speaker at many
prestigious forums, including Harvard University, the Coalition of
Immigrants from Guatemala and most recently the Third Central American
Conference of Microfinance. He currently sits on the Board of Directors of
The Center for the Study of Emerging Consumer Markets at UCLA.
Carol Van Cleef Partner, Bryan Cave LLP
Ms. Van Cleef represents financial
services and other companies in federal and state regulatory, compliance
and enforcement matters, including those involving anti-money laundering,
electronic payments, federal deposit insurance and other banking issues.
Her clients include banking organizations, securities firms, insurance
companies, finance companies, money service businesses, hedge funds, real
estate related companies and automobile dealers, among others.
Steve Verleye SVP and GM, E-Pay, Coinstar, Inc.
Steve joined Coinstar in February
2004 and is responsible for driving the company's expansion into the
electronic payments market. Steve's past experience includes more than 25
years leading organizations, overseeing business development for emerging
markets, directing sales and new channel development, and forming
strategic alliances. Steve has served as president and CEO of Applied
Microsystems and held senior management positions at Radisys Corp.,
Sequent Computer Systems, and Intel Corp.
Joseph Vitale Attorney, Schulte, Roth & Zabel LLP
Mr. Vitale represents financial
institutions and money service businesses with respect to: chartering;
regulatory compliance; financial transactions; mergers, acquisitions and
reorganizations; responses to formal and informal regulatory actions;
litigations and claims; and legislative and regulatory developments. He
also advises entities, including private equity and hedge funds, seeking
to acquire banks or other licensed financial or money service providers.
He practices before the Federal Reserve Board, the Federal Deposit
Insurance Corporation, the Office of the Comptroller of the Currency, the
Office of Thrift Supervision, the Federal Housing Finance Board, and the
banking agencies of all 50 states, the District of Columbia and Puerto
Rico.
Carrie Vriheas VP, Prepaid Products Visa U.S.A.
Carrie Vriheas is Vice President,
Prepaid Products for Visa U.S.A. In her current position, she is
responsible for management, strategic planning, and development of the
operations and infrastructure needed to support Visa prepaid products. Ms.
Vriheas joined Visa in 2001 as a member of the Product Development team,
managing the growth and development of several new product initiatives,
including, the creation of a joint venture between Visa and six global
member banks to meet the global commercial card needs of multinational
clients. In addition, she also worked on the initial development and
deployment of Visa Extras, Visa’s innovative rewards platform.
Amir Wain CEO of i2c Inc & Innovative Private Limited
Working together these companies
deliver transaction-based solutions globally. Wain founded Innovative in
1987 as a software development consulting firm. In 1991 the company began
working with the Central Bank of Pakistan. Six years later, architected
and guided by Wain’s vision, a transaction processing platform called
FastCash was launched. Propelled by the success of Innovative and new
market opportunities, Wain founded i2c in 2000.
Roxanne S. Walker VP, Card Programs, First Bank of Delaware
Roxanne S. Walker is the Vice
President; Card Programs in National Consumer Products for First Bank of
Delaware located in Wilmington, Delaware and has been in that role for
approximately two years. Ms. Walker has been instrumental in the
development of company prepaid & credit product strategies in close
coordination with partners, MasterCard®, Visa® and Discover®. She has been
involved in pro-active identification, business case development and
prioritization of prepaid & credit product initiatives that drive company
revenues.
Robert J. Wesley President and CEO, MobileLime
Bob Wesley has over twenty five years
of experience in developing consumer, financial, and travel related
services around the world. He has held various senior management positions
at American Express, MasterCard International and Cendant Direct Response
Group. While at American Express, he served in a broad range of positions
including General Manager, Division CFO, VP International Sales &
Marketing and VP of Business Development. Bob led the company's smart card
strategy, launched new credit card businesses in various countries, and
led the international Travelers Cheque business. At MasterCard, he was the
SVP of Global Product Marketing and successfully introduced the MasterCard
Platinum Card, a new group of corporate card products, and introduced a
new travel related marketing program.
Carman Wenkoff President, Value Pay Services LLC
As President of Value Pay Services
LLC, Carman Wenkoff has overall responsibility for the management and
operations of the SUBWAY® Cash Card, Rewards Card and Integrated
Credit/Debit programs. Wenkoff has over 15 years experience working in
franchised environments. He was previously President of Stored Value
Management, Inc., a management firm focused exclusively on electronic
payment and loyalty program management.
T. Jack Williams Senior Vice President, Strategic Programs, Tier Technologies, Inc.
Jack Williams is Senior Vice
President, Strategic Programs for Tier Technologies, a leading provider of
transaction processing and packaged software and systems integration
services for public sector clients. Tier’s Official Payments Corp.
subsidiary provides electronic payment services for the Internal Revenue
Service, 26 states, the District of Columbia and 2,000 local government
clients nationwide
Clay Wilkes President & CEO, Galileo Processing, Inc.
Mr. Wilkes is the founder of Galileo
and also the founder and former CEO of I-Link, Inc. He has extensive
business, banking and corporate finance experience and a strong technical
background. In his role as CEO of I-Link, Inc., Mr. Wilkes authored the
voice over IP patent. He previously served as a consultant to IBM
Corporation and managed development groups at Novell. He is the Managing
Partner and founder of Foundation Capital LLC, a private equity fund.
Dave Wilkes CMO, Galileo Processing, Inc.
Mr. Wilkes brings over 20 years of
Business Development experience. Prior to joining Galileo, Mr. Wilkes
served as Vice President of Sales & Marketing at ProPay USA, Inc., a P2P
electronic payments company. There he developed relationships with several
leading companies including Mary Kay, Nu Skin, AuctionWatch and other
rapidly growing and successful companies. Prior to joining ProPay, Mr.
Wilkes founded and served as President of Specialized Marketing Group, a
wholesale food brokerage company which developed products for Costco,
Price Club, Sam’s Club and BJ’s.
